for private clients
Whether you’re expecting a child, buying a home, or planning for college or retirement — we take your life goals seriously. It is our job to be a resource to you and your family so you can live your dreams and have peace of mind as you move through each stage of life.
The first thing we do is sit down with you and discuss in depth all the circumstances and events that are important to you. We then assign you a team of experts who will work proactively and collaboratively to customize solutions that help you and your loved ones live the life you envision, now and in the years ahead.
We believe that the whole is greater than the sum of its parts. We are a cohesive team of professionals with unique strengths, abilities, knowledge and viewpoints. Working together, we’ve been able to further hone our skill set to provide comprehensive, diversified, world-class services. What can we do for you?
How do you envision your retirement and what will it take to make it happen? The time to start is now with careful planning and thoughtful decision making so you can live life in retirement on your terms. Whether you’re planning to retire in five years or twenty, we’re here to help you achieve your objectives by putting together a plan that: identifies and prioritizes your specific retirement goals; determines your income needs; addresses potential issues and opportunities; recognizes and manages retirement risks; and implements a retirement income strategy, monitoring and updating it as your needs or circumstances evolve.
Knowing how to manage your cash flow is essential to your financial health and well being. Whether it’s bills, taxes, tuition, everyday necessities or something unexpected, you need readily available funds to cover your short- and long-term expenses. When constructing your financial plan, we make certain to include strategies that help you deal with any eventuality, so that you always have the money you need to fund planned expenditures.
Doing right by the next generation takes careful planning. There are things that need to happen now as well as in the future. Our team will not only work with you to develop a plan for funding your children’s and grandchildren’s education, we’ll also work with you to develop customized educational programs so that the next generation is financially literate. And just as important, we’ll work closely with your tax and legal advisors to help you think through the best way to pass on your wealth, so that it truly embodies what you value most and protects what you’ve worked so hard to build.
Critical financial events can have a profound impact on your life. And while many of these events are predictable, like the birth of a child, buying a home or planning for college or retirement — others, like getting a divorce or losing a job or a loved one are often random and unexpected. By using our resources, knowledge and experience to construct an investment plan that anticipates these critical financial events and that’s tailored to your specific goals and circumstances — we can help you successfully navigate through life’s uncertainties, creating stability and increasing the potential for a successful outcome.
Superior data yields superior insights, and GYL Financial Synergies has the advantage of serving both private and institutional clients. For our private clients, this means access to institutional-level data and outside resources.
However, there is no substitute for experience, and we bring decades of experience in wealth management and investment consulting. Our open platform gives us access to a broad universe of investment vehicles and non-proprietary research, so you can be sure that a multitude of viable investment options and opportunities are on the table.
We take time to get to know you, to understand your short- and long-term goals, your risk tolerance and time horizon, as well as your hopes and dreams for the future. Only then can we customize an investment plan for you and your family, setting strategic asset allocation guidelines and providing ongoing portfolio performance measurement and analysis, re-balancing to adapt to changes in your needs or the market.
The last thing you want to do is put your assets, business or health at risk. Protecting you from any potential downside risk, including personal and professional liability, property loss and catastrophic illness or disability, is a responsibility we take seriously. In order to protect you and your loved ones, we will collaborate with your legal, tax and insurance advisors to conduct a thorough review of all your existing insurance policies.
Many of our clients are dedicated to supporting causes and organizations that are important to them. Our team is experienced at navigating the world of philanthropic giving and making it part of your overall wealth management strategy. With a clear understanding of your values and reasons for giving, we advise you on the most tax-efficient strategies to help maximize your gift to charity, and reduce taxes to your estate.